Chavan D
Umm al Hassam,Kingdom of Bahrain
Summary
Experienced finance professional with expertise in financial statement review, financial forecasting, and credit risk assessment. Skilled in debt recovery practices, credit decision making, and portfolio management, with a strong focus on implementing effective risk mitigation strategies. Dedicated to driving sustainable growth through strategic financial planning and optimized credit management processes.
Driven professional with solid foundation in financial analysis and strategic planning. Possesses strong analytical skills and proficiency in financial software, coupled with excellent communication abilities.
Overview
5
5
years of professional experience
Work history
Chief Accountant
Gulf Tobacco Company WLL
Salman Industrial Area HIDD, Kingdom Of Bahrain
2025.07 - Current
- Facilitate timely invoice payments through consistent follow-ups.
- Posting journal entries for accurate financial recording.
- Support the review and reconciliation of ledgers to uphold financial data integrity.
- Contribute to the preparation of monthly and yearly balance sheets, ensuring accuracy.
- Aid in the preparation and filing of tax returns.
- Organize and execute month-end, quarterly, and year-end processes.
- Assist in analyzing budgets and financial projections for reporting clarity.
- Prepare and process monthly payroll efficiently.
- Coordinate with government offices for product registration related to excise filing and VAT audits.
- Coordinate with external auditors for year end audit.
Credit Analyst
Dell Technologies
Bengaluru
2023.04 - 2025.06
- Assisted in assessing loan requests for accuracy, completeness, and adherence to lending guidelines.
- Helped analyse customer payment histories to identify credit risk profiles.
- Supported the review of financial statements of potential borrowers to evaluate credit worthiness.
- Aided in conducting analysis of customers' liquidity, capital structure, borrowing capacity, and debt serviceability.
- Contributed to developing strategies for managing delinquent accounts and minimising overall portfolio risks.
- Performed due diligence on new applicants by verifying income, assets, and liabilities through public records or third-party sources.
- Facilitated training sessions for new staff members on credit analysis techniques.
- Enhanced understanding of financial statements to improve risk assessment capabilities.
- Assisted in preparing periodic reports detailing overall portfolio performance and trends in delinquency rates.
Credit Specialist
Dell Technologies
Bengaluru
2021.09 - 2023.03
- Assisted in reviewing credit applications for assessing credit worthiness of potential customers.
- Supported recommendations for suitable credit limits and terms.
- Conducted preliminary credit analyses to evaluate creditworthiness and compliance.
- Monitored customer payment patterns to assess creditworthiness and suggest necessary actions accordingly.
Education
Certified Management Accountant - Finance
Institute of Management Accountants (IMA)
Bachelor of Commerce - Finance And Accounting
Bangalore University
BangaloreSkills
- Financial statement review
- Financial Forecasting
- Credit risk assessment
- Debt recovery practices
- Credit decision making
- Portfolio Management
- Risk mitigation strategies
Affiliations
- Playing Cricket & Football
- Watching Movies
Education
other,other
Accomplishments
- Received a number of rewards and recognition from stakeholders for actively managing the complete Canada Portfolio
- Was Promoted to higher role within 18 Months of joining
Timeline
Chief Accountant
Gulf Tobacco Company WLL
2025.07 - Current
Credit Analyst
Dell Technologies
2023.04 - 2025.06
Credit Specialist
Dell Technologies
2021.09 - 2023.03
Bachelor of Commerce - Finance And Accounting
Bangalore University
Certified Management Accountant - Finance
Institute of Management Accountants (IMA)