Huda Radhi

• Developed and implemented a comprehensive business plan to launch the company.
• Created and managed the company's financial budgeting, forecasting, and reporting systems.
• Oversaw all aspects of operations including product development, marketing, sales, customer service and finance.
• Delivered speeches and attended industry conferences to promote company image and engage with buyers.
• Developed strategic initiatives to increase market share and revenue growth.
• Engaged in market analysis to help clients develop industry-aligned compensation packages.
• Ensured compliance with applicable laws, regulations, policies, and procedures related to business operations.
• Directed strategic planning to develop and implement corporate goals, objectives, policies, and procedures.
• Negotiated contracts with vendors and suppliers to maximize cost savings for the organization.
• Cultivated deep understanding of market, customer and competitor landscapes to identify growth opportunities.

Training

• I delivered courses over 30 courses through several institutions in Bahrain & GCC varying from Finance, Risk Management, Leadership, Organization Structure & Entrepreneurship: Bahrain Financial Exchange (BFX), Bahrain, Blue Vision Institute, UAE, Qatar Finance & Business Academy, Qatar, Oasis Training Centre , Bahrain Institute of Entrepreneurship & Technology ( BIET), Golden Trust, Bahrain, Graduate School, UK, Applied Science University (ASU) & Royal University for Women in Bahrain & Dubai Entrepreneurship Academy in UAE .
• Researched new technologies applicable for use within the organization's training processes.
• Organized and facilitated virtual workshops for clients.
• Designed customized courses based on client needs and expectations.

Mentorship

• I mentored over 120 mentees in Bahrain & USA through Tamkeen Mashroo3i Program, Tamkeen Mowgli Mentorship Program, Vital Voices Mentorship Program in USA, Aiesic Youth Entrepreneurship Program, Business Mentor to Polytechnic Students, Enjaz Bahrain, and Taqadum Program by British Council,
• Provided one-on-one coaching to participants in the program.

Speaker

• Developed and delivered engaging presentations to audiences of varying sizes in Bahrain, KSA, UAE, Yemen, Kuwait, Morocco & Lebanon.
• Prepared detailed outlines of topics to be discussed at each engagement.
• Facilitated and moderated conversations between panelists about "Data Analytics & Digital Transformation for Business" during The 7th Edition of Manama Entrepreneurship week Q&A sessions.
• Participated in conferences related to field of expertise.

• Served as Commercial Market Committee Advisor for two years, providing strategic guidance and expertise.
• Assessed customer feedback to identify areas of improvement or innovation opportunities.
• Actively participated in brainstorming sessions for developing new ideas.
• Conducted research, surveys and interviews to gain business insights.

• Developed and implemented comprehensive strategies to improve operational processes and organizational efficiency.
• Managed budgeting and financial planning processes for the organization.
• Directs the efforts of the marketing, communications and public relations staff and coordinates at the strategic and tactical levels with the other functions of the organization
• Coordinate media interest in the organization and ensure regular contact with target media and appropriate response to media requests
• Work with the parent company in Belgium to develop and implement process for maintaining the integrity of the company’s brand in order to target Bahrain and GCC customers.
• Analyzed customer feedback data to identify trends in product performance or customer service issues.
• Monitored market conditions and competitor activities to inform business decisions.

• Identified areas of improvement in business operations and provided solutions to maximize efficiency.
• Provided strategic direction to the organization by setting goals and objectives.
• Reviewed financial statements and monitored organizational performance against budgets.

• Review and nurture existing correspondent banking relationships with the banks & FIs in the assigned regions for better reciprocity / business and income generation
• Identify new and potential countries and the banks & FIs in the assigned regions for establishing relationship for doing business and increase the income potential
• Identify new products and to expand the base for the existing business viz
• L/C confirmations; Risk Participations (both under Funded and Un Funded) and facilitate for its successful commissioning and production
• Managing portfolios in syndication with over US$ 40 BN
• Collect and gather information in the respective markets in the assigned regions as to the prevailing risk premium, quotes, etc.
• Maintain and hold the data related to the information of business dealt with the respective banks and FIs in the assigned regions for making use of the same for the MIS and reciprocity analysis purpose
• Undertake the Annual Review of the existing lines set up for the banks and FIs in the assigned regions and prepare the necessary documentations including the CAs for consolidation and approval by the Board of Directors
• In charge of trade finance, forfeiting, discounting and syndication and maintain relationship with the banks, reviewing relationship periodically to evaluate and integrate transactional activities of these relationships, attending meetings with correspondent banks representatives and preparing call reports for such meetings, helping in preparing reports for the senior management
• Selected by the Senior Management to be part of Basle II implementation committee and I was involved in evaluating the critical assurance role by identifying and clarifying the current internal compliance practices and controls within the Agency
• Involved in diagnosing and developing enhanced procedures to ensure agency wide compliance with all regulatory, financial and core operational system requirements
• Developed annual goals for each department based on market trends and competitor analysis.
• Accomplished financial objectives by forecasting requirements, scheduling expenditures and preparing annual budgets.

• Developed tailored solutions for high-net-worth individuals, trusts and foundations based on their specific needs.
• Managed client relationships through regular meetings in order to identify opportunities to increase assets under management.
• Arranging and conducting meeting with high-net-worth customers in Kuwait and Jeddah.
• Identified potential cross-sell opportunities within existing portfolios and developed strategies for new business development initiatives.
• Ensure continued compliance with policy documents. - Operate within risk management guidelines set out in the credit policy of the Bank
• Collaborated with internal departments such as credit risk management and legal teams to ensure compliance with regulations and procedures.

• Responsible for organizing TAIB Bank’s participation in exhibitions & marketing materials
• Produce customer profile report, variance report, Private Banking budget & Business Plan Reports, Business Development Report
• Evaluate TAIB performance, Handling customer inquiries & selling over the phone, - Reviewing & summarizing the outlook of conferences & seminars invitations, Create marketing database & handling brochures & marketing materials reprint.
• Compiled weekly reports summarizing project status updates, accomplishments, and challenges encountered.

• Created detailed reports on findings from client engagements, including recommendations for improvement.
• Analyzed data from multiple sources to develop actionable solutions for clients.
• Researched my Master project thesis on the Proficiency of Reuters Kondor+ by searching its features, strengths, weaknesses, & limitation
• Telephone interviews, face- to-face interviews, & distributing surveys to find out more about clients’ opinions

• Researched potential customers to verify identity and obtain credit references.
• Maintained customer files, including credit histories, payment records and account status information.
• Reconciled accounts receivable discrepancies by researching invoices, payments and credits.
• Updated data for employee loan and total exposure of over $40m
• Conducted detailed analysis of customers' financials prior to granting additional lines of credit.
• Reviewed credit applications and financial statements to assess risk and determine appropriate terms for customers.