Mathew George
Manama,Bahrain
Summary
Experienced general/life insurance underwriting and sales professional with 7+ years in the industry. Experience working with brands like Al Ghanim Industries (Enaya Insurance), Allianz Global Speciality Services, and Lic International. Specializes in risk assessment across property, casualty, and liability insurance lines. Strong ability to build and maintain client and broker relationships through a consultative sales approach.
Overview
11
11
years of professional experience
Work History
Insurance Advisor
Lic international Bahrain
Manama , Bahrain
03.2025 - Current
- Promote and sell life insurance, savings, and pension plans according to underwriting guidelines.
- Developed appropriate quotes based on risk information.
- Life transition and challenges of the client. Provide guidance and strategies to cope with.
- Guidance on financial planning and financial independence.
Insurance co-ordinator/Marketing Executive
Morrells Publicity and Advertising W.I.I
Manama, Bahrain
04.2021 - 02.2025
- Maintain the insurance portfolio of the firm, including property, motor, and travel.
- Claims follow-up.
- Negotiating with the broker for the best covers.
- Help the sales team in achieving the target.
Underwriting Officer(Fga, Marine, Travel)
Enaya insurance
Kuwait, Kuwait
04.2019 - 03.2021
- Marine Policy Issuance.
- Maintain marine open-cover policies.
- Issuance of open cover certificate.
- Issuance of a cover note against bank letters of credit.
- Travel policy wording and part of the negotiation with the reinsurance broker.
- Travel policy issuance.
- Preparation of travel policy for Bordeaux.
- Ensuring underwriting decisions are aligned with company policies, loss ratio targets, and reinsurance requirements.
- Assist in the drafting, review, and implementation of reinsurance agreements related to travel lines.
- Analyze historical data, and assess exposures to determine appropriate coverage terms, limits, and premiums.
- Work closely with the Finance and Reinsurance teams to ensure timely submissions and settlements.
Assistant Underwriter
Allianz Global Specialty Services
India, India
05.2017 - 11.2018
- Supporting the underwriting team in underwriting policies.
- Renewal submission and processing of all property and marine business policies.
- Renewal processing of all Property and Marine Business policies.
- Verifying all applications, statements of values, rating worksheets, and CAT modeling documents of the previous year's policy, and updating recent information to underwriters.
- Calculation of endorsement value during the previous policy year, to get the current premium, and change in value, to determine the change in risk.
- Collate all the previous year's policy issuance documents to get the comparative risk analysis for the current year.
- Generate loss run history with the master policy for loss runs calculation.
- Get the work updates from the client, who is responsible for implementation within the team.
Placement Underwriter
UNITED GULF INSURANCE BROKER (UGIB)
Bahrain, Bahrain
05.2014 - 09.2014
- Review the team's errors, and provide them feedback regarding the errors.
- Responsible for team quality and escalation.
- Responsible for the random internal quality audit of the team.
- Taking care of team productivity and performance.
- Taking a session for any business updates and process/work changes.
- Publish the team's day-to-day production and efficiency report.
- Responsible for rebuttal of team's error and feedback.
- Responsible for the assignment of work within the team.
- Gathering information from clients, assessing their insurance needs, and evaluating their risk profile.
- Building and maintaining ongoing relationships with clients, including scheduling and attending meetings, and understanding the nature of clients' businesses or lives.
- Foreseeing clients' insurance needs, such as policy renewals.
- Researching insurance companies' policies and negotiating with underwriters to find the most suitable insurance for clients, at the best price.
- Arranging specialized types of insurance coverage in complex cases may involve preparing reports for insurance underwriters, surveyors, and negotiating with insurers.
- Advising clients on risk management and helping to devise new ways to mitigate risks, ensuring clients understand the terms, and the extent of the cover provided in line with industry regulations.
- Renewing or amending existing policies.
- Advising clients whether and when they need to make a claim on their policies.
- Marketing and acquiring new clients.
- Developing relationships with underwriters, surveyors, photographers, structural engineers, and other professionals; administrative tasks such as paperwork, correspondence, and keeping detailed records.
- Winning accounts against competitors.
- Keeping up with changes in the insurance market and in the clients' industries.
- Collecting insurance premiums and processing accounts.
Education
Award in Financial Planning
Cii
London 02-2025
Some College (No Degree) - PG Diploma-General Insurance (Cii Accredited)
IIRM Institute of Insurance And Risk Management
India09-2017
B.com - Computer Application in Commerce
Girideepam Institute of Advanced Learning (GIAL)
kerala09-2013
Skills
- Network builder
- Underwriting Skills (Technical)
- Communication and negotiation skills
- Attention to Detail
- Time management
- Teamwork and collaboration
Phone
00973, 32095565
Volunteering Leadership
Toastmasters International, Club-Vice President
Languages
English
First Language
French
Beginner
A1
Timeline
Insurance Advisor
Lic international Bahrain
03.2025 - Current
Insurance co-ordinator/Marketing Executive
Morrells Publicity and Advertising W.I.I
04.2021 - 02.2025
Underwriting Officer(Fga, Marine, Travel)
Enaya insurance
04.2019 - 03.2021
Assistant Underwriter
Allianz Global Specialty Services
05.2017 - 11.2018
Placement Underwriter
UNITED GULF INSURANCE BROKER (UGIB)
05.2014 - 09.2014
Award in Financial Planning
Cii
Some College (No Degree) - PG Diploma-General Insurance (Cii Accredited)
IIRM Institute of Insurance And Risk Management
B.com - Computer Application in Commerce
Girideepam Institute of Advanced Learning (GIAL)