MOHAMMAD SIRAJ

Company Profile - Awal Refrigeration & Air-conditioning was established in 1963. It is a well-established business organization in Kingdom of Bahrain involved in HVAC contracting, manufacturing and supplying commercial kitchen and laundry equipment, MEP contracting, marketing and distribution.

Work Experience:-

Senior Accountant Job Responsibilities -

• Verifying, allocating, posting and reconciling accounts payable and receivable.
• Producing error-free accounting reports and present their results
• Analyzing financial information and summarizing financial status
• Reviewing and recommending modifications to accounting systems and procedures
• Supporting month-end and year-end closing process
• Liaising with our Financial Manager and Accounting Manager to improve financial processes
• Developing and documenting business processes and accounting policies to maintain and strengthen internal controls.
• Assisting with VAT tax audits and tax returns
• Preparing financial statements and produce budget according to schedule
• Providing input into department’s goal setting process
• Maintaining and reconciling balance sheet and general ledger accounts.
• Investigating and resolving audit findings, account discrepancies, and issues of noncompliance.
• Performing other accounting duties and supporting junior staff as required or assigned
• Preparing cash flow and fund flow statements
• Preparing Bank Reconciliation Statement

Store in-charge and Procurement Officer Job Responsibilities -

• Making a purchase requisition form according to plan
• Maintaining internal control of all items
• Ensuring proper handling and storage of all purchases
• Receiving and verifying all deliveries for count and condition
• Ensuring that all orders are sent to their respective suppliers and vendors for delivery on daily basis
• Compiling record of items purchased or transferred between departments, price, deliveries and inventory
• Making Local Purchase Order and Foreign Purchase Order
• Coordinating with warehouse staff to ensure proper storage
• Sourcing suppliers based on price, availability, necessity, quality and logistical expenses
• Fulfilling all customer requests and collaborating with various internal departments
• Authorizing payments and managing purchasing expenses with meticulous record-keeping
• Making Local Goods Received Note & Foreign Goods Received Note
• Analyzing market and delivery systems to assess present and future material availability
• Preparing reports on purchases, including cost analysis
• Researching potential vendors
• Comparing and evaluating offers from suppliers
• Negotiating contract terms of agreement and pricing
• Tracking orders and ensuring timely delivery
• Reviewing quality of purchased products
• Maintaining updated records of purchased products, delivery information and invoices

Company Profile - Karvy Financial Services Limited Company is a public limited company established in 2001 in the city of Mumbai, India was involved in financial services such as equity, commodity trading, depository and money services and distribution of other financial products.

Work Experience:-

Credit Analyst Job Responsibilities -

• Conducting thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence
• Providing recommendations tied to analysis and assessment of credit risk
• Presenting analysis, findings, and recommendations to managers, especially findings that involve a borrower’s ability to repay
• Keeping up to date with the company’s lending protocols
• Reconciling credit files and identify discrepancies and variances
• Developing and preparing spreadsheets and models to support analysis of new and existing credit applications
• Assessing creditworthiness of individuals, companies, and institutions
• Ensuring that all loans are made in adherence with federal, state, and local financial regulations
• Communicating credit decisions and policies to fellow employees and credit applicants.
• Generating reference number by entering the loan application data into the company's software.
• Checking the CIBIL Score of the Applicant

Company Profile - Capital First Limited Company is a non-banking financial company established in 2010 in the city of Mumbai, India was involved car loans, two-wheeler loans, personal loans, loans against property, home loans, business loans, consumer loans and distribution of other financial products.

Work Experience:-

Credit Analyst Job Responsibilities -

• Gathering and analyzing loan applicants’ financial data to evaluate risk
• Generating reference number by entering the loan application data into the company's software
• Overseeing or undertaking document preparation
• Helping to update and improve credit rating criteria
• Reconciling credit files and identify discrepancies and variances
• Conducting technical and legal due diligence of mortgaged property
• Assessing creditworthiness of individuals, companies, and institutions
• Ensuring that all loans are made in adherence with federal, state, and local financial regulations
• Communicating credit decisions and policies to fellow employees and credit applicants.
• Generating reference number by entering the loan application data into the company's software.
• Completing quality assurance reviews
• Checking the CIBIL Score of the Applicant

Company Profile - Mahek Paper Products are a Sole Proprietorship Firm in the city of Lucknow, India was involved Manufacturer of Copies, Registers, Fancy Papers, Table Calendar, Wall Calendar, Planners and others Paper Products.

Work Experience:-

Accountant Job Responsibilities -

• Managing all accounting transactions
• Publishing financial statements in time
• Handling monthly, quarterly and annual closings
• Reconciling accounts payable and receivable
• Ensuring timely bank payments
• Computing taxes and preparing tax returns
• Managing balance sheets and profit/loss statements
• Making bank reconciliation statement
• Depositing cash in bank on daily basis
• Preparing overtime sheets of workers

Company Profile - Naaz Paper Products are a Sole Proprietorship Firm in the city of Lucknow, India was involved Manufacturer of Copies, Registers, Fancy Papers, Table Calendar, Wall Calendar, Planners and others Paper Products.

Work Experience:-

Accountant Job Responsibilities -

• Tracking payments to internal and external stakeholders
• Preparing budget forecasts
• Processing tax payments and returns
• Complying with financial policies and regulations
• Making adjustment entries in journal voucher
• Managing all accounting transactions
• Ensuring timely bank payments
• Making bank reconciliation statement
• Doing Stock Counting
• Documenting financial transactions by entering account information

• Managing daily bookkeeping functions with attention to accounts receivable, accounts payable, banking reconciliation and disbursements.
• Preparing month-end closing entries for detailed reporting and recordkeeping.
• Preparing and submitting VAT returns on monthly and quarterly basis.
• Checking figures and postings for correct entry and proper codes.
• Reconciling expenses and financial records.
• Preparing cash flow and fund flow reports
• Preparing Financial Statements
• Preparing Income Tax Return
• Reviewing and reconciled discrepancies in accounts and financial documentation