Summary
Overview
Work History
Education
Skills
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Languages
Custom
Personal Information
Timeline
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Muhammad Afoor

Muhammad Afoor

Manama,13

Summary

Accomplished finance professional with extensive expertise in AR/AP consolidation and reconciliation, financial analysis and reporting (MIS), and bank reconciliation. Proven track record in finalising accounts, tax accounting, and financial reporting. Adept at leveraging ERP systems to enhance efficiency and accuracy. Strong understanding of sales cycles, market trends, project costing, and general ledger maintenance. Skilled in customer relationship management, processing payroll, administration, G/L and P/L accounts management, journal entries, and VAT calculations submissions. Committed to driving financial excellence and contributing to organisational success through meticulous attention to detail and strategic financial planning.

Overview

10
10
years of professional experience
6036
6036
years of post-secondary education

Work History

Accountant

Dabdoob Trading
Manama, Bahrain
12.2021 - 04.2025
  • Assisted in growth of business for improved sales figures through diligent account management.
  • Facilitated increased revenue generation through optimised sales strategies.
  • Managed customer accounts to ensure timely payments whilst reducing outstanding debts.
  • Conducted financial audits for improved internal controls.
  • Generated accurate financial reports using advanced software tools.
  • Handled complex account reconciliations; ensured consistency in records.
  • Prepared monthly and yearly balance sheets, ensuring accuracy.
  • Completed detailed profit and loss analysis; identified improvement areas.
  • Compiled general ledger entries on short schedule with 100% accuracy.
  • Carried out day-to-day duties accurately and efficiently.
  • Managed timely submission of VAT returns for compliance with statutory obligations.
  • Assisted in preparation of year-end accounts to meet deadlines.
  • Maintained confidentiality whilst handling sensitive information related to company accounts.

Accountant

Discovery Group of companies
Manama , Manama
01.2019 - 04.2025
  • Company Overview: Restaurants Construction, Trading
  • Perform Financial Analysis and Reporting to Management as needed
  • Recording monthly closing entries - prepaid expenses, depreciation Provisions, etc
  • Generating and compiling Financial Reports (Profit & Loss a/c, and Cash flow statement) by collecting, analyzing and summarizing account Information and closing of Account each month
  • Petty cash replenishment
  • Bank reconciliation supplier recompilations on monthly basis
  • Co-ordinate with Finance team to complete assigned Accounting Tasks Within deadlines
  • Updating, filing VAT transactions separately & VAT Reconciliation
  • Filing & submission of VAT Return on quarterly basis
  • Assist in Finalization of Accounts and Annual accounts audit
  • Co-ordinate with banks dealt with all banking matters
  • Prepare quotation Authorized LPO Invoice and delivery Note
  • Entering All Payments Bills in system
  • Calculate staff overtime salaries Deductions
  • Process Payroll On Timely Basis
  • Follow Up On Collection Reports
  • Process Tamkeen Application for business continuity Plan
  • Process Gosi LMRA Visa Payments
  • Restaurants Construction, Trading

Customer Relationship

Citi Bank Bahrain
Manama , Manama
05.2018 - 01.2019
  • Company Overview: Banking
  • Achieves volume and revenue goals via combination of customer acquisition and relationship deepening Preparing bank payment; TT Payment & L/C Payments
  • Visit new and assigned companies either through cold calling or fixed appointments for generating loan/Credit card customers
  • Personally, effective at building business, depending relationships and increasing targeted customers through execution of effective sales process
  • Prepares and execute sales for assigned goals by communicating with TL/RM
  • Completing customer documentation
  • Prepare DSCR; proactively attend team meeting, trainings
  • Grows number of new account relationships via conversion of branch walk-ins, customer referrals, marketing leads and self-generated leads
  • Proactive in assessing financial needs of customers
  • Maintaining Client/Sales values and client confidentiality
  • Banking
  • Acted as liaison between different company departments ensuring seamless service delivery.
  • Managed customer queries to ensure satisfaction, retention, and loyalty.
  • Resolved disputes in timely manner to maintain strong customer relationships.
  • Facilitated smooth interactions between customers and company departments for better coordination.
  • Leveraged knowledge of company products and services to provide accurate information to clients leading to informed decision-making.
  • Improved business reputation through consistent high-quality customer relationship management.
  • Enhanced customer relations by addressing complaints promptly and professionally.
  • Utilised CRM software for efficient tracking of client data and interaction history.
  • Implemented feedback systems for continual improvement in service quality standards.
  • Maintained comprehensive records of customer interactions, processed adjustments when necessary.

Relationship Executive

Bank Alfalah Limited
Lahore, Pakistan
09.2015 - 12.2018
  • Company Overview: Banking
  • Account opening, Dormant activation, Portfolio management Customer relationship
  • Daily Receipts and Payments
  • Work as teller
  • Ensuring implementation and practice of procedures and Policies At every level
  • Assisting sale team in achieving targets and handling ATM settlement
  • Contributing towards Policy making and customer satisfaction Strategies
  • Mange Two thousand customer's portfolio with minimum error
  • Resolving Customers Queries in person telephone or via email and ensuring Zero complaint atmosphere
  • Assisting external and internal auditors and provided required details of documents
  • Successfully Transform Six Branches with effective sales and operations techniques
  • Reporting Directly to Area Manager and Regional Business Head about Branch implementations and Progress
  • Banking
  • Monitored market trends to stay ahead of competition and deliver superior services.
  • Effectively communicated complex information regarding products and services, enabling better understanding among clients.

Education

Diploma of Higher Education - FAP Level 2 and 1

Bahrain Banking And Finance (BIBIF
Bahrain

BBA - Finance

University of Engeering And Technology
Lahore

Intermediate - Accounting

Punjab College Commerce
Lahore

Matriculation - Science

High School
Lahore

Skills

  • AR/ AP Consolidation & Reconciliation
  • Financial Analysis & Reporting -MIS
  • Bank Reconciliation
  • Finalization of Accounts
  • Exposure to ERP systems
  • Sales cycle understanding
  • Market trend understanding
  • Tax accounting
  • Financial reporting
  • Project costing
  • General ledger maintenance
  • Customer relationship management
  • Processing Payroll
  • Administration
  • G/L, P/L Accounts
  • Journal Entries
  • Value Added Tax (VAT) calculations submissions

Languages

English
Fluent
Hindi
Fluent
Urdu
Fluent

Custom

I do hereby declare that the details mentioned are true and correct to the best of my knowledge.

Personal Information

  • Date of birth: 05/24/93
  • Nationality: Pakistani
  • Marital status: Married

Timeline

Accountant

Dabdoob Trading
12.2021 - 04.2025

Accountant

Discovery Group of companies
01.2019 - 04.2025

Customer Relationship

Citi Bank Bahrain
05.2018 - 01.2019

Relationship Executive

Bank Alfalah Limited
09.2015 - 12.2018

Diploma of Higher Education - FAP Level 2 and 1

Bahrain Banking And Finance (BIBIF

BBA - Finance

University of Engeering And Technology

Intermediate - Accounting

Punjab College Commerce

Matriculation - Science

High School

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Muhammad Afoor