Ranjeet Kumar
Assistant Vice President (Syndication & Investment)
Bahrain Financial Harbour, Manama
Summary
To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
13
13
years of professional experience
4
4
years of post-secondary education
Work History
Assistant Vice President (Syndication & Investment
State Bank of India
Wholesale Banking Unit, Bahrain Financial Harbour
09.2021 - Current
Relationship Manager (SME)
State Bank of India
Chitradurga, Karnataka
07.2020 - 09.2021
- Worked well in a team setting, providing support and guidance.
- Delivered services to customer locations within specific timeframes.
- Used strong analytical and problem-solving skills to develop effective solutions for challenging situations.
- Exercised leadership capabilities by successfully motivating and inspiring others.
- Demonstrated a high level of initiative and creativity while tackling difficult tasks.
- Acted as a team leader in group projects, delegating tasks and providing feedback.
- Resolved problems, improved operations and provided exceptional service.
- Applied effective time management techniques to meet tight deadlines.
- Completed paperwork, recognizing discrepancies and promptly addressing for resolution.
Branch Head
State Bank of India
Kinnigoli, Mangalore
07.2018 - 07.2020
- Increased overall annual sales 16% by incorporating several quality process improvements within branch.
- Closed average of 24 loans per month.
- Assessed employee performance and developed improvement plans.
- Maintained friendly and professional customer interactions.
- Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
- Consulted customers to boost product sales and services.
- Reviewed and edited loan agreements to enhance clarity and monitor compliance with requirements.
- Evaluated project applications and verified with outline specifications to approve, reject and recommend adjustments.
- Compiled database of loan applicants' credit histories, financial statements and other financial information.
- Generated financial and operational reports to assist management with business strategy.
- Resolved various issues impacting sales management and business operations.
- Examined customer loan applications for loan approvals and denials.
- Forecasted trends and recommended improvements based on financial risk analyses.
- Complied with regulatory guidelines and requirements.
- Submitted loan applications to underwriter for verification and recommendation.
- Completed filings and upheld strict compliance with regulatory agencies and supervisors.
Relationship Manager (Medium Enterprises)
State Bank of India
SME Mangalore Branch, Mangalore
04.2018 - 07.2018
- Strengthened communication skills through regular interactions with others.
- Managed time efficiently in order to complete all tasks within deadlines.
- Acted as a team leader in group projects, delegating tasks and providing feedback.
- Identified issues, analyzed information and provided solutions to problems.
Desk Officer (Loans & Advances)
State Bank of India
Regional Business Office, Udupi, Karnataka
01.2015 - 04.2018
- Managed time efficiently in order to complete all tasks within deadlines.
- Developed strong organizational and communication skills through coursework and volunteer activities.
- Proved successful working within tight deadlines and a fast-paced environment.
- Worked flexible hours across night, weekend and holiday shifts.
Branch Head
State Bank of India
Koppa, Karnataka
11.2014 - 01.2015
- Assessed employee performance and developed improvement plans.
- Maintained friendly and professional customer interactions.
- Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
- Met deadlines by proactively managing individual and team tasks and streamlining processes.
- Reviewed and edited loan agreements to enhance clarity and monitor compliance with requirements.
Relationship Manager (Small Enterprises)
State Bank of India
SME Barauni Fertilizer Township, Begusarai, Bihar
08.2013 - 11.2014
- Skilled at working independently and collaboratively in a team environment.
- Participated in team projects, demonstrating an ability to work collaboratively and effectively.
- Applied effective time management techniques to meet tight deadlines.
- Assisted with day-to-day operations, working efficiently and productively with all team members.
- Adaptable and proficient in learning new concepts quickly and efficiently.
Probationary Officer
State Bank of India
Chapra, Bihar
03.2011 - 08.2013
- Developed strong organizational and communication skills through coursework and volunteer activities.
- Worked well in a team setting, providing support and guidance.
- Demonstrated respect, friendliness and willingness to help wherever needed.
- Assisted with day-to-day operations, working efficiently and productively with all team members.
Management Trainee - Finance
ICICI Bank
Bangalore
03.2010 - 12.2010
- Maintained accurate, up-to-date financial spreadsheets and databases for reliable reference.
- Analyzed financial data and presented meaningful insights to senior management.
- Performed banking, business administration and financial tasks to guarantee five-star service for clients.
Education
Bachelor of Science - Agriculture
University of Agricultural Sciences
Bangalore, India 07.2005 - 05.2009
Skills
Business development and planning
Timeline
Assistant Vice President (Syndication & Investment
State Bank of India
09.2021 - Current
Relationship Manager (SME)
State Bank of India
07.2020 - 09.2021
Branch Head
State Bank of India
07.2018 - 07.2020
Relationship Manager (Medium Enterprises)
State Bank of India
04.2018 - 07.2018
Desk Officer (Loans & Advances)
State Bank of India
01.2015 - 04.2018
Branch Head
State Bank of India
11.2014 - 01.2015
Relationship Manager (Small Enterprises)
State Bank of India
08.2013 - 11.2014
Probationary Officer
State Bank of India
03.2011 - 08.2013
Management Trainee - Finance
ICICI Bank
03.2010 - 12.2010
Bachelor of Science - Agriculture
University of Agricultural Sciences
07.2005 - 05.2009
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