ZAINAB MOHAMMED
Manama,Bahrain
Summary
Results-driven Banking and Finance professional with over 3 years of experience in Cash and Trade Operations at Citibank, specializing in transaction processing, deposits, trade documentation, and regulatory compliance. Holder of a bachelor's and master's degrees in Banking and Finance. Recently completed a Software Engineering program, adding technical and analytical skills to support digital banking and Fintech-driven solutions.
Overview
7
7
years of professional experience
4044
4044
years of post-secondary education
1
1
Certification
Work history
TTS Ops (Cash & Trade Officer)
Citibank Bahrain
2022.08 - 2026.02
- - compliance with CBB regulations and internal control policies.
- -Coordinated with the Central Bank of Bahrain for inward and outward clearing operations, meeting settlement and cut-off timeline
- -Verified documentation for fund transfers, standing orders, time deposits, and settlement instructions, ensuring accuracy and completeness.
- -Prepared daily MIS, reconciliation, and regulatory reports under tight deadlines to support audit and compliance requirements
- -Supported trade finance operations, including Letters of Credit (LCs), bank guarantees, and documentary collections.
- -Improved transaction turnaround time by streamlining payment tracking and cash management reporting processes.
Grocery Airline Supervisor
Bahrain Airport Services
2021.12 - 2022.08
- Managed daily goods flow and inventory using electronic tracking systems for multiple shipments per day.
- Maintained high accuracy in shipment and inventory reporting, supporting efficient stock control.
- Promote a safe work environment by enforcing strict adherence to safety regulations.
- Worked closely with management to manage staff levels and allocate resources for production plans.
Accountant (Inventory Control Clerk)
Aquatic View Bahrain
2020.12 - 2021.11
- - Controlled product inflow/outflow and reconciled inventory reports.
Finance Department Trainee
Bahrain Investment Wharf
2019.07 - 2020.02
- - Assisted with cheque auditing, invoice processing, and data entry.
- Quickly learned and applied new skills to daily tasks, improving efficiency and productivity.
- Completed duties to deliver on targets with accuracy and efficiency.
Education
MBA - Banking & Finance
University College of Bahrain
Bahrain01.2024
Bachelor's - Banking & Finance, Minor in Economics
University of Bahrain
BahrainSkills
- Software & Tools:
- MS Office Suite, SWIFT, basic SQL, Python, HTML/CSS
- Core Skills: Trade Finance Operations, Cash Management, Regulatory Compliance, Data Analysis, Team Collaboration
Websites
Certification
- Cybersecurity for Banking Professionals – BIBF, 2024
- SWIFT Operations – BIBF, 2023
- Introduction to Treasury Operations – BIBF, 2023
- Elements of Banking – BIBF, 2023
- Communication Skills – AIESEC, 2016
Projects & Interests
Guess the Image Game – General Assembly (2025) Developed an interactive browser-based game using JavaScript and HTML/CSS, where players guess hidden images within limited attempts. Focused on logic building, UI design, and event-driven programming., E-Commerce Website Prototype – General Assembly (2025) Designed and implemented a functional e-commerce website prototype with a responsive interface, product catalog, and checkout simulation. Enhanced user experience through intuitive navigation and clean front-end layout.
Publication (Book Chapter)
Authored a research paper titled “The Impact of Cybersecurity Awareness on Employee Performance in the Banking Sector in Bahrain”, published in a Springer book, contributing to the field of cybersecurity awareness and employee productivity.
Future Interests
Aspiring to expand expertise in FinTech, Data Analytics, and Cybersecurity Integration for modern banking systems.
Timeline
TTS Ops (Cash & Trade Officer)
Citibank Bahrain
2022.08 - 2026.02
Grocery Airline Supervisor
Bahrain Airport Services
2021.12 - 2022.08
Accountant (Inventory Control Clerk)
Aquatic View Bahrain
2020.12 - 2021.11
Finance Department Trainee
Bahrain Investment Wharf
2019.07 - 2020.02
MBA - Banking & Finance
University College of Bahrain
Bachelor's - Banking & Finance, Minor in Economics
University of Bahrain